Loss Prevention & Safety
LRA Workers' Comp offers complimentary safety and loss prevention services to our members promoting workplace safety. Our experienced advisors can conduct facility visits, review safety plans, provide content for safety meetings and information on safety training services offered by LRA Workers' Comp.
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Here is the latest video in our LRA Workers' Comp series on preventing slips, trips and falls—the most common type of claim our Fund receives annually. To aid our participants and members, we produced this quick two-minute video on the factors that culminate in these types of accidents and how they and their employees can prevent them. |
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There are two ways to enhance your workers' comp program...
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If an injured employee is found to have an existing health issue or past injury that could contribute to the current injury, we can apply to the Second Injury Fund for supplemental coverage. If approved, this can reduce the overall cost of the claim for you and the SIF as we receive certain reimbursements to the claims expense.
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Make the LRA SIF complimentary on demand safety video library part of your training process and ensure an accident free workplace. This service is provided to our SIF participants courtesy of Midlands Management.
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Safety services offered:
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How a Questionnaire Can Save You Money
The Louisiana Workers’ Compensation Second Injury Fund was created to encourage the employment of physically handicapped employees who have a permanent, partial disability by protecting employers’ group insurance funds from excess liability for workers’ compensation for disability when a subsequent injury to such an employee merges with his preexisting permanent physical disability to cause a greater disability than would have resulted from the subsequent injury alone. La. R.S. 23:1371.A. If a claim is accepted by the Second Injury Fund, then eligible medical and indemnity benefits are reimbursed by the Fund after the following deductibles*: |
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1. $25,000 in medical benefits
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2. 104 weeks of indemnity benefits
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This means that your loss ratio and experience modifier are not changed with the large loss. Instead, the loss is capped at the deductible amounts.
*If the proper form in used, certain criteria are met, and an employee fails to answer truthfully, then the employee may forfeit his/her right to workers’ compensation benefits.
Since 2013, a 100 percent compliance with the Second Injury Board Knowledge Questionnaire has been one of five requirements for LRA SIF members to be eligible to receive a safety dividend. This post-offer medical history questionnaire must be completed and on file for all employees. Medical questionnaires should be periodically updated by employees.
For a copy of the questionnaire and information on its implementation, please contact the Loss Prevention Department at (504) 454-2277.
*If the proper form in used, certain criteria are met, and an employee fails to answer truthfully, then the employee may forfeit his/her right to workers’ compensation benefits.
Since 2013, a 100 percent compliance with the Second Injury Board Knowledge Questionnaire has been one of five requirements for LRA SIF members to be eligible to receive a safety dividend. This post-offer medical history questionnaire must be completed and on file for all employees. Medical questionnaires should be periodically updated by employees.
For a copy of the questionnaire and information on its implementation, please contact the Loss Prevention Department at (504) 454-2277.
