lra Recent News

Louisiana Restaurant Association
  • About Us
    • Upcoming Events
    • Leadership >
      • Past LRA Chairs
    • Advertising & Media
    • LRA Staff Directory
    • LRA Recent News
    • Contact Us
  • Membership
    • COVID
    • Benefits
    • Membership Application
    • Advocacy
    • Chapters
    • Louisiana Restaurant Legends
    • ADA Compliance Disclaimer
    • Member Login
  • Training
    • ServSafe Foodservice Manager
    • ServSafe Alcohol
    • ServSafe Allergens
    • ServSafe Food Handler
    • ServSuccess
    • Manage My Restaurant
  • LRA SIF
    • Agents & Brokers
    • Leadership
    • Coverages
    • Claims
    • Loss Prevention
    • Questionnaire
    • Audits
    • LRA SIF Staff Directory
    • Contact Us
  • Showcase
    • Attendees >
      • 2021 Exhibitor List
    • Exhibitors
    • Be a Sponsor
    • Floor Plan
    • Hotels & Travel
    • Contact Us
  • Education
    • About Us
    • ProStart
    • Giving
    • Scholarships
    • Annual Partners
    • Contact Us
  • Job Bank

How a Questionnaire Can Save You Money

1/12/2018

 
Each year, we ask the LRA SIF participants to ask their workers to complete an updated “Second Injury Fund” questionnaire. Employers should also have new employees complete the questionnaire. Both of these practices can help us mitigate claims cost to the Fund. If an injured employee is found to have an existing health issue or past injury that could contribute to the current injury, we can apply to the Second Injury Fund for supplemental coverage. If approved, this can reduce the overall cost of the claim for the employer and the Fund as we receive certain reimbursements to the claims expense. 

The Louisiana Workers’ Compensation Second Injury Fund was created to encourage the employment of physically handicapped employees who have a permanent, partial disability by protecting employers’ group insurance funds from excess liability for workers’ compensation for disability when a subsequent injury to such an employee merges with his preexisting permanent physical disability to cause a greater disability than would have resulted from the subsequent injury alone. La. R.S. 23:1371.A.
 
If a claim is accepted by the Second Injury Fund, then eligible medical and indemnity benefits are reimbursed by the Fund after the following deductibles*:
 
  1. $25,000 in medical benefits
  2. 104 weeks of indemnity benefits
 
This means that your loss ratio and experience modifier are not changed with the large loss. Instead, the loss is capped at the deductible amounts.
 
*If the proper form is used, certain criteria are met, and an employee fails to answer truthfully, then the employee may forfeit his/her right to workers’ compensation benefits.
 
Since 2013, a 100 percent compliance with the Second Injury Board Knowledge Questionnaire has been one of five requirements for LRA SIF members to be eligible to receive a safety dividend. This post-offer medical history questionnaire must be completed and on file for all employees. Medical questionnaires should be periodically updated by employees.
 
Access the questionnaire in English and Spanish. For more info, contact the Loss Prevention Department at (504) 454-2277.
Questionnaire-ENglish
Questionnaire-Spanish

Comments are closed.

    Archives

    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017

    Categories

    All
    Boil Water Advisory
    Capitol Connection
    Chapter Awards
    Chapter Fundraisers
    Educational
    Emergency
    EMV
    Endorsed Providers
    EXPO
    Food News
    Food Recall
    Health Care
    LRA SIF
    ProStart
    Restaurant Legends
    Scholarships
    Workforce Development

    RSS Feed

ADA Compliance Disclaimer
Privacy Policy 
 Copyright Louisiana Restaurant Association.  All Rights Reserved.
2700 N. Arnoult Road | Metairie, LA  70002
Phone: (504) 454-2277  | sitemap
MemberClicks
  • About Us
    • Upcoming Events
    • Leadership >
      • Past LRA Chairs
    • Advertising & Media
    • LRA Staff Directory
    • LRA Recent News
    • Contact Us
  • Membership
    • COVID
    • Benefits
    • Membership Application
    • Advocacy
    • Chapters
    • Louisiana Restaurant Legends
    • ADA Compliance Disclaimer
    • Member Login
  • Training
    • ServSafe Foodservice Manager
    • ServSafe Alcohol
    • ServSafe Allergens
    • ServSafe Food Handler
    • ServSuccess
    • Manage My Restaurant
  • LRA SIF
    • Agents & Brokers
    • Leadership
    • Coverages
    • Claims
    • Loss Prevention
    • Questionnaire
    • Audits
    • LRA SIF Staff Directory
    • Contact Us
  • Showcase
    • Attendees >
      • 2021 Exhibitor List
    • Exhibitors
    • Be a Sponsor
    • Floor Plan
    • Hotels & Travel
    • Contact Us
  • Education
    • About Us
    • ProStart
    • Giving
    • Scholarships
    • Annual Partners
    • Contact Us
  • Job Bank